Monthly Archives: December 2012

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Take yourself off the Fiscal Cliff

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Have you ever wondered what is going to happen when the country goes over the fiscal cliff? The first thing that happens is the bill collectors will know that our country is serious about debt freedom. And all of us in the family called the United States of America will go over the Fiscal Cliff also and have to pay the price. We will all pay a price sooner or later for the mistakes of our elected officials and the wizards of capitalism.  As a leader I have great respect for both professions but I do not believe they are focused on the effect these problems have on the common family. Having said that, “What can we do about the coming Fiscal Cliff and the challenges it will present?”

I think we all need to take ourselves off the Fiscal Cliff.

 

These following principles apply to our personal lives and the United States of America collectively.

Tighten up now or get tightened up later

If you look at your finances and it costs you more to live than you earn, then you must tighten up your spending. Look at the things you do not need and cut all conveniences.  Remember convenience kills.  My queen says, “Convenience is for rich people.”  Every time you say, :it is easier this way”, in the arena of purchases please measure the true cost. If you are not honest with every purchase you will find your self with less capital to work with.

Anything that we can do to raise personal savings is very much in the interest of this country.
Alan Greenspan

I’m climbing up, but I’m taking the scenic route

Once you take yourself over the fiscal cliff there will be some bumps and bruises, mainly to your ego and your immediate satisfaction.  After the initial pain it is necessary to have a mind make over.  If you have truly tightened up your fiscal life then you will have to add patience to your fiscal assent.   I call this taking the scenic route.  It may take just a little more time but you are enjoying the view.  Enjoy the little things, like removing the noose of the creditors and spending quality family time. It is not happiness that you gain from going over the fiscal cliff it is peace and whole life prosperity.

Peace be within thy walls, and prosperity within thy palaces.  Psalm 122:7

Are you ready to go over the Fiscal Cliff?  How will it hurt you? How will it help you?

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15 days to Jump Start you New Year

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As we age our shapes and our egos take a beating because of our habits.  Healthy living becomes an important part of our lives.  For me one of my revolving New Year’s resolutions is to lose weight, eat healthier and exercise more.  This year I am going to start early and I challenge you to join with me.  During the holidays season there will be amble opportunities to turn to bad habits.  We have to use these moments to define our healthy future.

 

  1. Stretch and Meditate

Every morning for 30 minutes warm up your mind and body

 

  1. Use breakfast as a healthy launch pad

Eat more fruits and grains

Take your vitamins

Prepare a healthy lunch at home- Saves calories and money

  1. Work out or find a heart rat raising activity

Add another 45 minute workout

If working out is not your thing PLAN smart activities

  • Walking the mall
  • Riding a bicycle
  • Dancing with the children
  • Working in the Yard (like I will do today… yeah pine straw)

Now here is where I will seem to go off message.  Eat what you would like after the second daily workout.  Just eat in moderation.  Have a healthy snack at night and you will meet your goals.  Life is full of good things to eat and fun ways to maintain your health.  Combine the two facets of life and your soul will have harmony.

My goal is to lose 5 pounds in 20 days.  What is your goal?

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Christmas list for the week before Christmas

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It is the week before Christmas and you don’t know what to do. 

There is excitement in the air and plenty of things to chew.

 

Well chew on this most of you still have to work and get things accomplished.  It is better to get these things handled early and often.  You cannot procrastinate this week or there is a reward of guilt next week and you don’t want that.  Here are some tips for to make your week better.

1.       Get your house work done

You see it… and you said you would clean it up or fix it. Don’t let it sit there and call your name all during the Christmas week. Move now and peace will be in your house.

2.       Live out of the extras

 

Giving is good, Debt is bad.  Make sure those you love do not send you over the Fiscal Cliff (an upcoming post). We all have a little extra make sure that is our gift giving money. Let your joy be in the overflow.

 3.       Handle all of your business early

Make your calls at the first part of the week.  Don’t set any meetings late in the week.  Go buy your food items now. Pay your bills so you will not forget.  The early bird gets to drink eggnog first.

4.       Realize your limits

Do not promise too much.  If you are not sure you can make it please say this up front.  You are one individual and your friends understand this.   On the other hand do not misuse their kindness show up for the ones you care about.

5.       Slow walk Friday

Take it slow everyone else will.  This is the part that takes patience. You didn’t think I would leave patience out of this equation, did you? Friday, will be great if you have followed the previous suggestions.  Take it easy and add some holiday cheer to your eggnog and walk slow.

 

Your holiday will be grand because you have friends and family that love you. Your Christmas will be grand because Jesus loves.  Make the most of this week because you love yourself.

 

What are some things you can do to make this week go smooth?

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Patience has no fear

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  • Fear and faith cannot exist together
  • Children of God must act on the will of their Father

 

 

Patience has no fear because it knows the outcome will be delightful.  Fear comes to move you off of your path of great accomplishment.  Once I was afraid to commit to working out because, I thought the time would take away from my family. Then I questioned if an unhealthy lifestyle would take away years at the end of my life or cause countless days at the doctor’s office.  Fear has an unstable foundation and will crumble with careful consideration.  A person can live with fear so long, that it becomes comfortable to them.  We let fear speak to us in daily activities, so much that we think fear is our unconscious mind attempting to protect us. We must use our faith, our abilities and the Almighty to combat this enemy.  In the canvas of the mind fear and faith cannot co-exist, one will dominate.  Faith requires action, fear promotes inaction.  When decisions arise today ask for wisdom to recognize when you are bowing down to the calamitous reports of fear.

 

Strive to be a faith giant.  Faith giants move to different states to pursue dreams. Faith giants call businesses with ideas to sell and have no prior experience.  Faith giants claim debt freedom while possessing a horrid debt to income ratio.  God helps faith giants and those of little faith but the more your faith is evident the more He has to work with.  The Bible says,

“There is no fear in love; but perfect love casteth out fear: because fear hath torment. He that feareth is not made perfect in love.”  1 John 4:18

 

So love yourself, love people and love the Creator who continually supports you.  Repel fear and be patient for your dreams.

How have you overcome fear recently?

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Confession for protection: Psalm 91

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The following post is a prayer adaptation that I heard a long time ago.  It is a way to personalize Psalm 91.  There is a link to the original King James Version for your comparison.  I will highlight the altered portions.  You can say this in whenever you spend time with God it also good for your children use it as a prayer.

Psalm 91

I dwell in the secret place of the most High and shall abide under the shadow of the Almighty.

2 I will say of the Lord, He is my refuge and my fortress: my God; in Him will I trust.

3 Surely He shall deliver me from the snare of the fowler, and from the noisome pestilence.

4 He shall cover me with His feathers, and under His wings shall I trust: His truth shall be my shield and buckler.

5 I shall not be afraid for the terror by night; nor for the arrow that flies by day;

6 Nor for the pestilence that walks in darkness; nor for the destruction that wastes at noonday.

7 A thousand shall fall at my side, and ten thousand at my right hand; but it shall not come near me

8 Only with my eyes shall I behold and see the reward of the wicked.

9 Because I have made the Lord, which is my refuge, even the most High, my habitation;

10 There shall no evil befall me, neither shall any plague come near my dwelling.

11 For He shall give His angels charge over me, to keep me in all my ways.

12 They shall bear me up in their hands, lest I dash my foot against a stone.

13 I shalt tread upon the lion and adder: the young lion and the dragon shall I trample under my feet.

14 Because I have set my love upon God, therefore will He deliver me: He will set me on high, because I have known His name.

15 I shall call upon Him, and He will answer me: He will be with me in trouble; He will deliver me, and honor me.

16 With long life will He satisfy me, and show me His Great salvation.

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